body, td {
  font: 10pt times, serif; color: black;
  margin-left: 20;
  margin-right: 20;
}
h1 {
  font: bold 14pt arial, helvetica, sans-serif; color: black;
  margin-bottom: 0;
}
h2 {
  font: bold 12pt arial, helvetica, sans-serif; color: black;
  margin-bottom: 0;
}
h3 {
  font: bold 10pt arial, helvetica, sans-serif; color: black;
  margin-bottom: 0;
}
ul {
  margin-top: 0;
}